Loan Programs

There are many options for borrowers when it comes to financing a real estate investment. 

Rates have been at historical lows so now is a good time for most options.

Your choice will depend on your situation, but I’m here to help with any questions you may have.

I can help you with Conventional, FHA, VA, Jumbo, and Home Equity Conversion Mortgages.

Refinance

It is a good idea to refinance now, while rates are historically low.

 

Lower your rate and payment. 

Cash out equity to consolidate debt.

I use 20+ lenders to find you the lender with the best rates in Utah for your situation.

Buy

The housing market is very hot right now and inventory is low. 

 

Get pre-qualified with me so you can confidently make offers and land the house you want in a timely manner!

Reverse Mortgage

62 or older?

Consider a reverse mortgage. 

 

Pay off your current forward mortgage and eliminate your monthly mortgage payment. (You still have to pay property taxes and homeowners insurance)

Supplement your income with a lump sum, monthly payments, or line of credit.

 

FHA

FHA loans have been helping people become homeowners since 1934. The Federal Housing Administration (FHA) - which is part of HUD - insures the loan, so your lender can offer you a better deal.

  • Low down payments

  • Low closing costs

  • Easy credit qualifying

 

FHA Streamline refinance available.

VA

Are you a veteran or currently serving?

Work with me to find the right VA loan for you. We can get your Certificate of Eligibility with your DD214 or equivalent. 

VA purchase, refinances, and streamline IRRRL refinances.

Jumbo

Need more than 600k?

I work with several Jumbo lenders and have programs up to 3m+ for qualified borrowers. 

Qualify with bank statements instead of W2s for self-employed borrowers.